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If something about a stage of the policy year is unclear, write to us. We do not sell policies, take applications or pass details to anyone who does.

Write to [email protected]. We read everything and answer what we can.

Everything here is general information about how car insurance works in the United States, not advice about your policy, your claim or your circumstances. Cover terms, programme rules and legal requirements vary by insurer and by state, and they change. Confirm anything that matters with your own insurer or the relevant regulator before relying on it.